Protect what matters most to you
Your home is your stake in the ground. Know the difference between a home title lock and title insurance before trouble finds you.
What is the difference?
See exactly what separates these two protection methods.
Why understanding both matters
This decision is extremely important and is your protection of your property.
Peace of mind comes first
Knowing your title is protected lets you sleep at night.
Fraud happens more than you think
Identity thieves target property records constantly.
One choice may save you thousands
The cost of inaction far exceeds the cost of protection.
What you get with title insurance
What do you get with title insurance?
Real protection not just alerts
Tile insurance doesn’t just alert you it steps in and takes over
Legal defense included
If a title issue appears, the insurance company covers the legal defense and works to resolve the claim so you don’t have to fight it alone.
Lifetime protection with no gaps
Pay once. Stay protected for as long as you own your home.
No renewals. No subscriptions. No cancelled coverage.
Questions
Find answers to the most common questions about protecting your home title.
Title insurance is a one-time insurance policy purchased at closing that protects you against unknown defects in the history of the property’s title things like unpaid taxes, contractor liens, errors or omissions in public records, forged deeds, false claims by heirs or prior owners, or clerical mistakes that weren’t caught before you bought the home.
Because many title issues aren’t obvious missing paperwork, ambiguous ownership records, undisclosed heirs, clerical errors, or forgery. Title examiners do their best with record searches, but some problems might be hidden. Title insurance covers those risks.
Some title insurance policies especially comprehensive owner’s policies do include coverage for post-policy issues like forged deeds or impersonation claims. That means if a fraudster forged a deed and transferred ownership illegally, your title insurance may cover legal costs to defend your ownership and restore your title.
Monitoring services can notify you if a document affecting your title is filed but they don’t prevent the problem, or help you fight it. They’re reactive and leave the burden on you. Title insurance is the only way to get real legal protection.
Get in touch
Have questions about title insurance? We're here to help you find the right protection.